Crispy Tortilla Chips Cheese

Featured in: Oven & Skillet Dishes

This dish combines crunchy tortilla chips with melted cheddar and Monterey Jack cheeses, black beans, and spicy jalapeños for a colorful, flavorful snack. Optional seasoned ground beef adds richness, while fresh tomatoes, onions, coriander, avocado, sour cream, and salsa bring brightness and texture. Baked until bubbly and served warm, it suits sharing at gatherings or casual snacking. Simple preparation and quick cooking bring authentic Mexican-inspired flavors to your table in under 30 minutes.

Updated on Tue, 13 Jan 2026 14:07:00 GMT
Golden, bubbly Nachos overflowing with melted cheese, spicy jalapeños, and savory ground beef. Pin to Board
Golden, bubbly Nachos overflowing with melted cheese, spicy jalapeños, and savory ground beef. | awrirpantry.com

My roommate in college used to make these massive sheet pan nachos every Friday night while we debated which movie to watch. The cheese would be bubbling and browned in spots, and wed argue over who got the corner pieces with the most toppings. Ive never been able to replicate that exact feeling of weekend freedom until I started making them at home with my own crowd.

Last summer I made these for a group of friends after a day at the beach, still sandy and sunburned. We stood around the counter eating straight off the baking sheet with forks, laughing when someone accidentally stole all the jalapeño slices. That night confirmed that some foods just taste better when youre sharing them with people youre completely comfortable with.

What's for Dinner Tonight? 🤔

Stop stressing. Get 10 fast recipes that actually work on busy nights.

Free. No spam. Just easy meals.

Ingredients

  • 200 g tortilla chips: Plain or lightly salted works best, and sturdy chips that can hold up under toppings without breaking
  • 200 g shredded cheddar cheese: Sharp cheddar gives that classic nacho flavor and melts beautifully
  • 100 g Monterey Jack cheese: Adds creaminess and helps prevent the cheese mixture from becoming too oily
  • 150 g canned black beans: Rinse them well to remove the canning liquid, which can make the nachos soggy
  • 2 fresh jalapeños: Thinly sliced for heat that spreads evenly throughout each bite
  • 100 g cherry tomatoes: Diced small so they dont make the chips underneath them soft
  • 1 small red onion: Finely chopped for a sharp bite that cuts through the rich cheese
  • 2 tablespoons fresh coriander: Chopped and added at the end for bright, fresh contrast
  • 1 ripe avocado: Diced right before serving so it doesnt brown
  • 4 tablespoons sour cream: Serve on the side so people can add as much or little as they want
  • 4 tablespoons salsa: Use your favorite, whether mild tomato salsa or something with more heat
  • 200 g ground beef: Optional, but browned with spices adds substantial protein and savory depth
  • 1 teaspoon olive oil: Just enough to cook the beef without adding extra fat
  • 1 teaspoon chili powder: Provides earthy, mild heat to the seasoned beef
  • 1/2 teaspoon cumin: Essential for that authentic Mexican flavor profile

Tired of Takeout? 🥡

Get 10 meals you can make faster than delivery arrives. Seriously.

One email. No spam. Unsubscribe anytime.

Instructions

Season the beef if using:
Heat olive oil in a skillet over medium heat, then add ground beef with chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and cooked through, about 5 to 6 minutes, then set aside.
Preheat your oven:
Turn on the oven to 200°C (400°F) so it's fully hot when you're ready to melt the cheese.
Build your foundation:
Spread tortilla chips in an even layer on a large ovenproof platter or baking sheet, making sure no bare spots remain.
Layer the toppings:
Sprinkle black beans evenly over chips, then add both cheeses in a uniform layer. Add the cooked ground beef if you're using it.
Add the heat:
Scatter sliced jalapeños and half the chopped onions across the top for bursts of spice and crunch.
Melt everything together:
Bake for 8 to 10 minutes until cheese is fully melted, bubbling, and starting to brown in spots.
Finish fresh:
Remove from oven and immediately top with cherry tomatoes, avocado, remaining onion, and chopped coriander.
Serve right away:
Bring the whole platter to the table with sour cream and salsa on the side for dipping.
Pin to Board
| awrirpantry.com

My nephew asked if he could help make these for his birthday party, carefully arranging each jalapeño slice like he was placing jewels on a crown. When his friends all reached for seconds and thirds, he looked so proud I almost started crying right there at the counter.

Still Scrolling? You'll Love This 👇

Our best 20-minute dinners in one free pack — tried and tested by thousands.

Trusted by 10,000+ home cooks.

Making Them Your Own

Ive tried swapping the beef for shredded chicken, and honestly, it might be even better. The chicken absorbs all the spices and stays tender, while still letting the cheese shine through.

The Chip Choice Matters

After years of soggy disappointments, I learned that thick restaurant style chips hold up infinitely better than thin ones. They need to be sturdy enough to support all those toppings without turning into mush under the weight of melted cheese and beans.

Serving Ideas

Sometimes I'll set up a nacho bar and let everyone build their own section of the tray. It becomes an activity instead of just dinner, and people get surprisingly creative with their combinations.

  • Keep extra cheese on hand in case someone wants theirs extra cheesy
  • Offer both mild and hot salsa options for different heat preferences
  • Have napkins ready because these can get messy in the best way
Delicious and cheesy Nachos, a festive appetizer loaded with black beans and fresh toppings. Pin to Board
Delicious and cheesy Nachos, a festive appetizer loaded with black beans and fresh toppings. | awrirpantry.com

Theres something genuinely joyful about digging into a plate of loaded nachos with people you love, cheese stretching between every bite.

Recipe Questions & Answers

What cheese types work best for this dish?

Cheddar and Monterey Jack cheeses melt well, providing rich flavor and a creamy texture that complements the chips and toppings.

Can this be made vegetarian?

Yes, simply omit the ground beef. The combination of cheeses, beans, and fresh toppings offers a satisfying vegetarian option.

How can I add extra heat?

Use pickled jalapeños or increase the number of fresh jalapeño slices to boost spiciness without overpowering the flavors.

What is the best way to serve this dish?

Serve immediately after baking with sour cream and salsa on the side for guests to customize each portion.

Are there gluten-free considerations?

Ensure the tortilla chips are certified gluten-free if needed. All other ingredients are naturally gluten-free.

Can the ground beef be replaced with other proteins?

Grilled chicken or chorizo can be tasty alternatives to ground beef for varied flavors and textures.

20-Minute Dinner Pack — Free Download 📥

10 recipes, 1 shopping list. Everything you need for a week of easy dinners.

Instant access. No signup hassle.

Crispy Tortilla Chips Cheese

Crunchy tortilla chips topped with melted cheeses, black beans, and fresh jalapeños make a tasty snack.

Prep Time
15 minutes
Time to Cook
10 minutes
Overall Time
25 minutes
Recipe by Lucinda Pryce


Skill Level Easy

Cuisine Mexican

Makes 4 Portions

Diet Preferences No Meat, No Gluten

What You’ll Need

Base

01 7 oz tortilla chips (plain or lightly salted)

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz shredded Monterey Jack cheese

Beans

01 5.3 oz canned black beans, rinsed and drained

Toppings

01 2 fresh jalapeños, thinly sliced
02 3.5 oz cherry tomatoes, diced
03 1 small red onion, finely chopped
04 2 tablespoons fresh coriander, chopped
05 1 ripe avocado, diced (optional)
06 4 tablespoons sour cream (optional)
07 4 tablespoons salsa (optional)

Optional Meat

01 7 oz ground beef
02 1 teaspoon olive oil
03 1 teaspoon chili powder
04 1/2 teaspoon ground cumin
05 Salt and pepper to taste

How to Prepare

Step 01

Prepare ground beef (optional): Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and cooked through, about 5 to 6 minutes. Set aside.

Step 02

Preheat oven: Preheat oven to 400°F (200°C).

Step 03

Arrange base layer: Spread tortilla chips evenly over a large ovenproof platter or baking sheet.

Step 04

Add beans and cheese: Evenly sprinkle rinsed black beans over the chips, then distribute shredded cheddar and Monterey Jack cheeses. Add cooked ground beef if using.

Step 05

Add jalapeños and onion: Scatter sliced jalapeños and half of the finely chopped red onion over the assembled layers.

Step 06

Bake until cheese melts: Bake for 8 to 10 minutes, or until cheese is melted and bubbly.

Step 07

Top with fresh ingredients: Remove from oven and garnish with cherry tomatoes, remaining red onion, diced avocado, and chopped coriander.

Step 08

Serve with sides: Serve immediately with sour cream and salsa on the side.

You Just Made Something Great 👏

Want more like this? Get my best easy recipes — free, straight to your inbox.

Join 10,000+ home cooks. No spam.

Tools Needed

  • Large ovenproof platter or baking sheet
  • Skillet
  • Cheese grater
  • Knife and chopping board

Allergy Details

Be sure to double-check every ingredient for allergens. When uncertain, reach out to a healthcare professional.
  • Contains dairy from cheese and sour cream.
  • Contains avocado, which may be an allergen for some.
  • Check tortilla chips for gluten if necessary.
  • Ground beef may contain traces of soy or wheat depending on source.

Nutrition Info (per portion)

These figures are for information. They're not a medical substitute.
  • Energy: 480
  • Fat Content: 27 g
  • Carbohydrates: 40 g
  • Proteins: 20 g

Cooking Shouldn't Be Hard ❤️

Get a free recipe pack that makes weeknight dinners effortless. Real food, real fast.

Free forever. Unsubscribe anytime.